AI for Healthcare
Speed up clinical & diagnostic research, Provide Predictive and Prescriptive treatments to complex diseases, Fuel Biotech and Edge for demand supply
AI for BFSI
Enable Fraud detection, Lower credit defaults, Automate loan lending, Ease Algorithmic Trading, Target specific Insurance & Financial Advisory and Prescribe appropriate wealth creation advisory services
AI for Retail & Manufacturing
Enhance Customer experience by target marketing, Prevent product returns, Enhance supply chain management, Predict machine failures, Efficient Invoice processing
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AI for BFSI – Determine Creditworthiness for loan lending
Ideally loans are supposed to be processed & disbursed, basis the confirmatory prediction that the borrower – an individual or the business will payback it with applicable interest. In past, this confirmatory prediction is obtained basis the income, revenue streams along-with the liability and respective FICO / credit scores.
In todays digital world, individuals and businesses digital footprint provides additional real time inputs to predict the creditworthiness for loan lending instead of relying on – only the traditional credit scores and other point in time parameters.